India's smartest card finder
Find the card that pays YOU back
Tell us how you spend and we'll match you with the best Indian credit card — no jargon, no confusion, just the right card for you.
50+ cards compared
Updated monthly
Free to use
Swypewise
Swypewise
Swypewise
How Swypewise works
Three simple steps to your perfect card
01
Tell us your spending
Share how much you spend on dining, travel, fuel, shopping, and more each month.
02
We crunch the numbers
Our engine scores every major Indian credit card against your actual spending patterns.
03
Get your perfect match
See your top card picks ranked by estimated annual rewards — with a clear explanation of why.
Popular cards in India
Trusted by millions of cardholders
Top Pick
HDFC Bank
HDFC Regalia
4 reward points per ₹150
Annual fee: ₹2,500 + GST
Best for: Travel & dining rewards
Best for Travel
Axis Bank
Axis Atlas
5 EDGE Miles per ₹100
Annual fee: ₹5,000 + GST
Best for: Frequent flyers
Best Cashback
State Bank of India
SBI Cashback
5% cashback online
Annual fee: ₹999 + GST
Best for: Online shopping
Compare cards side by side
Not sure which card wins? Put them head to head and see exactly how they stack up on rewards, fees, and benefits.
Compare CardsFeature
HDFC Regalia
Axis Atlas
Reward Rate
4 pts / ₹150
5 miles / ₹100
Annual Fee
₹2,500
₹5,000
Lounge Access
6 visits/yr
Unlimited
Welcome Bonus
2,500 pts
5,000 miles
Ready to swipe smarter?
Join thousands of Indians who found their perfect card with Swypewise. It takes less than 2 minutes.